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論文名稱(中文) Measuring Factors That Affect Bank Loan Accessibility for Small and Medium Enterprises in Mongolia
論文名稱(英文) Measuring Factors That Affect Bank Loan Accessibility for Small and Medium Enterprises in Mongolia
校院名稱 成功大學
系所名稱(中) 國際經營管理研究所碩士班
系所名稱(英) Institute of International Management (IIMBA--Master)
學年度 100
學期 2
出版年 101
研究生(中文) 潘乃新
研究生(英文) Solongo Purevjav
學號 Ra6997626
學位類別 碩士
語文別 英文
論文頁數 46頁
口試委員 指導教授-康信鴻
召集委員-偉耶倫
口試委員-黃國平
口試委員-鄭至甫
中文關鍵字 none 
英文關鍵字 Mongolia  Small and medium enterprises  Bank loan  Accessibility  Logit model 
學科別分類
中文摘要 none
英文摘要 Small and medium enterprises (SMEs) considered as a key force for growth of local economies to generate employment, to create level of new business formation, and to help diversify economic activity by innovation. Therefore, countries use SME as a poverty alleviation tool to reduce poverty.
The purpose of this study is to employ the logit model to investigate the factors affecting bank loan accessibility for SMEs in Mongolia. Survey questionnaire was used to define the factors that are mostly affecting and the sample is focusing on more micro and small businesses. The study defines what kind of characterized SMEs tend to apply for bank loan and determines what factors affect loan acceptance for those SMEs have applied for bank loan.
論文目次 ABSTRACT I
ACKNOWLEDGEMENT II
TABLE OF CONTENTS III
LIST OF TABLES VI
LIST OF FIGURES VII
CHAPTER ONE INTRODUCTION 1
1.1 Research Background. 1
1.1.1 Importance of SME. 1
1.1.2 SME sector in Mongolia. 2
1.2 Research Motivation. 4
1.3 Research Objective. 6
1.4 Research Procedure. 7
CHAPTER TWO LITERATURE REVIEW 8
2.1 Definition of SMEs. 8
2.2 Management Skill. 10
2.2.1 Strategy Management. 11
2.2.2 Financial Management. 13
2.3 Access to Loan. 14
2.4 Constraint to Access to External Finance and Loan for SME. 15
2.5 Lending Criteria. 16
CHAPTER THREE RESEARCH DESIGN AND METHODOLOGY 17
3.1 Research Design. 17
3.2 Hypotheses to be Tested. 17
3.3 Method of Analysis. 18
3.4 The Model. 19
CHAPTER FOUR RESEARCH RESULT 23
4.1 Data Description. 23
4.2 Logistic Model for Dependent Variable Y1. 25
4.2.1 Logistic Regression for Overall Regression Model of Y1. 25
4.2.2 Estimate Coefficient for Independent Variables of Y1. 26
4.2.3 Estimate Coefficient for Dummy Variables of Y1. 26
4.3 Logistic Model for Dependent Variable Y2. 28
4.3.1 Logistic Regression for Overall Regression Model of Y2. 29
4.3.2 Estimate Coefficient for Independent Variables of Y2. 29
4.3.3 Estimate Coefficient for Dummy Variables of Y2. 30
4.4 Empirical Research Analysis of Dependent Variable Y1. 32
4.5 Empirical Research Analysis of Dependent Variable Y2. 34
CHAPTER FIVE CONCLUSION AND SUGGESSIONS 37
5.1. Discussion and Conclusion. 37
5.1.1 Hypothesis Result Summary. 39
5.2 Implication from the Study. 40
5.3 Research Limitation. 41
5.3.1 Sampling Error. 41
5.3.2 Unwillingness of SMEs’ Owner for Filling out the Survey. 41
5.4 Suggestion for Further Research. 41
REFERENCES 43
APPENDIX 46
Appendix 1: Survey questionnaire for SMEs’ loan acceptance from banks 46
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